Firstly it can help you work out whether you should change your mortgage deal now, even if you have an early repayment charge on your current rate.
It compares the details you enter against some of the best deals on the market to find out if you can save money on your mortgage. Secondly it can help you compare one deal against another to work out which mortgage deal is cheapest, taking into account both the rate and the arrangement fees.
If you need help with either scenario give our expert advisers a call and they will guide you through the process. Call our expert advisers now. Arrange a call back.
Basic details. How much do you want to borrow? Remaining mortgage term years.
Loans are typically over 25 years, so we've defaulted to that for you. Loan type Repayment Interest Only. What would you like to do? Compare my current rate to a leading: Fixed rate. Compare my current rate to a leading: Variable rate. Compare two rates I enter. Rate 1 - your current rate.
Scheme type Fixed rate Variable rate. Remaining scheme length months. Follow on rate? Do you have a repayment charge No Yes. Remaining ERC Term months. Add to loan Yes No. Rate 2 - a rate you entered. Compare over months. Where interest rates are going to Stay steady Rise slowly Rise sharply Rise then fall Rise and fall repeatedly Stay steady then rise.
What next? Give our expert advisers a call to discuss your options. Continue Online. Important information. Related Guides. Helping you to buy a home. Government schemes for first time buyers.
Mortgages for new build properties. Shared Ownership. Different types of mortgage. What are the different types of mortgage? Specialist mortgage products. Interest only mortgages. Other Useful information.
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Home energy Gas and electricity Business energy Business gas and electricity Compare gas and electricity prices. Insurance Business insurance Landlord insurance Van insurance Energy Business gas and electricity Internet Business broadband Compare business insurance quotes. Monthly Payments What could I borrow? How long to pay? Monthly Payments Monthly mortgage payments Our mortgage calculator is designed to help you determine how much you could afford to borrow and how much your monthly payments may be for residential mortgages.
Mortgage Amount This is the full amount you want to borrow. Paid Over This is the period of time over which you want the mortgage to be repaid. Interest Rate This is the amount of interest that will be applied per year to what you borrow.
Repayment Interest only Your monthly repayments would be. How much do I end up paying?
Debt Interest. How much could I borrow?